6) Don’t let it spiral
Once you start to dip into the red it’s very easy to think, ‘f*** it!’ I know I did. I was poor anyway so what was another £100 of the overdraft going to do… Don’t let it spiral like this and avoid the use of credit cards to cover costs. This ‘free’ money has to be paid back eventually. Before you build debts, exhaust all other avenues. The true cost of debt will weigh on your mind long beyond the cancer diagnosis. We are still clawing our way out of debt FIVE years after diagnosis. FIVE years of stress, worry and sleepless nights- don’t let that be your future because it sucks. If the debt is inevitable then remember the bigger picture, your child who is battling something that you would exchange anything to take away.
7) If you take time off work, don’t return until you’re ready
Your mental health and well-being is worth far more than your pay packet. If you’re not able to work, and be honest with yourself, then don’t allow anyone to pressure you to return before you’re ready. How this relates to staying afloat may not seem obvious, you’ve got to work to get money, right? But what if you end up crashing and burning and then whether you work isn’t your choice anymore? Take it from our experience. Taking time out of work to adjust to your new world and your role within that will allow you to come back stronger.
8) Talk to your creditors
If you are in any credit agreements and find yourselves struggling to make payments during this time, do talk to your creditors. They may be able to lower the payments you do need to make and take the heat off you, which will allow you to focus on what’s really important at this time.
9) Celebrate but show restraint
You’ll want to throw the biggest party in the world to celebrate when you finally hear the ringing of that bell, you deserve to! Just remember that you will be on this journey long after the bell has been rung. Finding your feet again after cancer can take some time. We threw a massive party for our daughter’s second birthday, she had finished her chemotherapy just a few weeks before and it seemed an apt time to celebrate this. We spent money we didn’t have to make it the party we felt she deserved. Does she remember it… hell no! We could have had a much smaller event which would have still been just as special and saved quite a few pennies in the process.
10) Count your blessings
I can’t tell you that money doesn’t matter, it does and it will inevitably cause extra stress. However your child will show you how incredibly blessed you are, how priceless moments and milestones can be. That there are things that money can never buy. And in those dark times, that will be the light. Hold onto that.
You are in one very unique club from now on. And the toll of the membership fee runs far deeper than any financial cost.What this journey will teach you is that money really isn’t everything. We still have very little money but we have learnt that the most precious memories are made out of the most simple things. I relish nothing more than my family all being together in the outdoors, which costs nothing. Every time we have a lovely day together, which doesn’t have to cost anything, I feel I am truly rich, rich in my blessings, in love and in health.
What more could I ask for?!
This article was reproduced by with permission from the author Terri and was originally published on her blog.
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